Terms & Conditions

RA Service Terms & Conditions

Last updated: 01st JULY, 2025

Welcome to invostocks.com. These Terms and Conditions ("Terms") govern your use of our website, mobile application, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.

Most Important Terms and Conditions:

1. These terms and conditions, and consent thereon are for the research services provided by the Research Analyst (RA) and RA cannot execute/carry out any trade (purchase/sell transaction) on behalf of, the client. Thus, the clients are advised not to permit RA to execute any trade on their behalf.

2. The fee charged by RA to the client will be subject to the maximum of amount prescribed by SEBI/ Research Analyst Administration and Supervisory Body (RAASB) from time to time (applicable only for Individual and HUF Clients).
    2.1. The current fee limit is Rs 1,51,000/- per annum per family of client for all research services of the RA.
    2.2. The fee limit does not include statutory charges.
    2.3. The fee limits do not apply to a non-individual client / accredited investor.

3. RA may charge fees in advance if agreed by the client. Such advance shall not exceed the period stipulated by SEBI; presently it is one quarter. In case of pre-mature termination of the RA services by either the client or the RA, the client shall be entitled to seek refund of proportionate fees only for unexpired period.

4. Fees to RA may be paid by the client through any of the specified modes like cheque, online bank transfer, UPI, etc. Cash payment is not allowed. Optionally the client can make payments through Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited (i.e. currently recognized RAASB).

5. The RA is required to abide by the applicable regulations/ circulars/ directions specified by SEBI and RAASB from time to time in relation to disclosure and mitigation of any actual or potential conflict of interest. The RA will endeavor to promptly inform the client of any conflict of interest that may affect the services being rendered to the client.

6. Any assured/guaranteed/fixed returns schemes or any other schemes of similar nature are prohibited by law. No scheme of this nature shall be offered to the client by the RA.

7. The RA cannot guarantee returns, profits, accuracy, or risk-free investments from the use of the RA’s research services. All opinions, projections, estimates of the RA are based on the analysis of available data under certain assumptions as of the date of preparation/publication of research report.

8. Any investment made based on recommendations in research reports are subject to market risks, and recommendations do not provide any assurance of returns. There is no recourse to claim any losses incurred on the investments made based on the recommendations in the research report. Any reliance placed on the research report provided by the RA shall be as per the client’s own judgement and assessment of the conclusions contained in the research report.

9. The SEBI registration, Enlistment with RAASB, and NISM certification do not guarantee the performance of the RA or assure any returns to the client.

10. For any grievances,
Step 1: the client should first contact the RA using the details on its website or following contact details: (RA to provide details as per ‘Grievance Redressal / Escalation Matrix’)
Step 2: If the resolution is unsatisfactory, the client can also lodge grievances through SEBI’s SCORES platform at www.scores.sebi.gov.in
Step 3: The client may also consider the Online Dispute Resolution (ODR) through the Smart ODR portal at https://smartodr.in

11. Clients are required to keep contact details, including email id and mobile number updated with the RA at all times.

12. The RA shall never ask for the client’s login credentials and OTPs for the client’s Trading Account Demat Account and Bank Account. Never share such information with anyone including RA.

Optional Centralised Fee Collection Mechanism:

The Research Analyst (RA) informs clients about the optional 'Centralised Fee Collection Mechanism for IA and RA' (CeFCoM) for fee payments. Adoption of CeFCoM is voluntary and does not impact the quality of services provided. All payments through CeFCoM comply with regulatory requirements ensuring transparency and efficiency in the fee collection process.

Availing the Research Services:

By accepting delivery of the research service, the client confirms that he/she has elected to subscribe to the research service of the RA at his/her sole discretion. RA confirms that research services shall be rendered in accordance with the applicable provisions of the RA Regulations.

Obligations on RA:

RA and client shall be bound by the SEBI Act and all the applicable rules and regulations of SEBI, including the RA Regulations and relevant notifications of the Government, as may be in force, from time to time.

Usage of AI in Generating Recommendations

1. Our platform leverage complex financial modelling, machine learning along with technical analysis to spot targets, recommendations and strategies.

2. We leverage AI algorithm only to generate recommendations, and no client information/data is used for any such purposes. Additionally, the confidentiality of the client data is masked to adhere to data governance policies. The research output is further curated with technical analysis using price, volume and statistical methods such as(DMA, EMA, 5-EMA, Spot Price and Future Price actions). The recommendations and associated data is stored in secured manner to adhere to applicable data governance.

Client Information and KYC:

The client shall furnish all such details in full as may be required by the RA in its standard form with supporting details, if required, as may be made mandatory by RAASB/SEBI from time to time. RA shall collect, store, upload, and check KYC records of the clients with the KYC Registration Agency (KRA) as specified by SEBI from time to time.

I / We have read and understood the terms and conditions applicable to a research analyst as defined under regulation 2(1)(u) of the SEBI (Research Analyst) Regulations, 2014, including the fee structure.

I/We are subscribing to the research services for our own benefits and consumption, and any reliance placed on the research report provided by the research analyst shall be as per our own judgement and assessment of the conclusions contained in the research report.

I/We understand that:

  • Any investment made based on the recommendations in the research report are subject to market risk.
  • Recommendations in the research report do not provide any assurance of returns.
  • There is no recourse to claim any losses incurred on the investments made based on the recommendations in the research report.

Declaration of the RA that:

  • It is duly registered with SEBI as an RA pursuant to the SEBI (Research Analysts) Regulations, 2014, and its registration details are: (registration number, registration date).
  • It has registration and qualifications required to render the services contemplated under the RA Regulations, and the same are valid and subsisting.
  • Research analyst services provided by it do not conflict with or violate any provision of law, rule or regulation, contract, or other instrument to which it is a party or to which any of its property is or may be subject.
  • The maximum fee that may be charged by RA is ₹1.51 lakhs per annum per family of client.
  • The recommendations provided by RA do not provide any assurance of returns.
Acceptance of Terms

By accessing or using our Services, you agree and are providing permission to "invostock.ai" send WhatsApp message and SMS without any restriction and to comply with and be bound by these Terms and Conditions and our Privacy Policy. These Terms apply to all users of our Services, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

All copyrights, trademark and patents Owned by Invos Research & Technology Pvt. Ltd - IRTPL is a SEBI Registered Corporate Research Entity/Analyst with SEBI Registration No:INH000016597

These terms and conditions outline the rules and regulations for the use of invostock.ai's Website, mobile app, located at https://invostock.ai, https://invostock.com or https://invostock.in or app.invosresearch.com. By accessing this website we assume you accept these terms and conditions. Do not continue to use invostock mobile app if you do not agree to take all of the terms and conditions stated on this page. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Companys terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Clients needs in respect of provision of the Companys stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Declaration by Invos Research & Technology Private Limited(Trademark Owner of invostocks.com and invostock.ai)

a) It is duly registered with SEBI as an RA pursuant to the SEBI (Research Analysts) Regulations, 2014 and its registration details are: (registration number, registration date);
b) It has registration and qualifications required to render the services contemplated under the RA Regulations, and the same are valid and subsisting;
c) Research analyst services provided by it do not conflict with or violate any provision of law, rule or regulation, contract, or other instrument to which it is a party or to which any of its property is or may be subject;
d) The maximum fee that may be charged by RA is ₹1.51 lakhs per annum per family of client.
e) The recommendations provided by RA do not provide any assurance of returns

Important Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • Do not hold the company, employees and directors responsible for loss due in F&O, Stocks or commodities sections.
  • Do not hold the company, employees and directors responsible for liability for death or personal injury.
  • Do not hold the company, employees and directors responsible for any liability for fraud or fraudulent misrepresentation.
  • Do not hold the company, employees and directors responsible for liabilities in any way that is not permitted under applicable law.
  • Hold invostock.ai or anybody associated with invostock.ai responsible for any profit or loss. We are only for the purpose of learning and education.
  • No liability for any loss or profit on any trade taken using analysis or information on invostock.ai or invostocks.com("The Brand Name") or invos research & technology pvt limited("The Company").
  • All risks are borne by visitors, users, and account holders using our website and mobile app.

License

Unless otherwise stated invostock.ai and/or its licensors, parent company(INVOS RESEARCH & TECHNOLOGY PVT. LTD) own the intellectual property rights for all material on https://invostock.ai. All intellectual property rights are reserved. You may access this from https://invostock.ai for your own personal use subjected to restrictions set in these terms and conditions.You Must Not:

  • Republish material from invostock.ai or invostock.com or app.invosresearch.com
  • Sell, rent or sub-license material from https://invostock.ai
  • Reproduce, duplicate or copy material from https://invostock.ai
  • Share Login Credentials with others
  • Redistribute content from https://invostock.ai
  • Blindly share data with non-registered FinanceInfluensers or any persons with any claims on trades or do investments based on content shared on https://invostock.ai and our affiliate platforms such as website and mobile app.

Content Liability

We shall not be held responsible for any loss or profit occured from information presented on invostock.ai website, mobile app or app.invosresearch.com. You agree to protect and defend us against from all such claims.

if you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

AI Ideas are completely based on deep learning algorithms, and the range can go beyond or below predicted ranges. Hence, the company does not take responsibility, and customers cannot hold the company liable for any loss during free trials or even post-purchase of subscription/yearly plans.

Use of Services

  • You must be at least 18 years old to use our Services.
  • The information and analysis provided on invostock.ai are for educational and informational purposes only and should not be construed as financial advice. You are solely responsible for any investment decisions you make based on the information provided by our Services.
  • You agree not to use the Services for any illegal or unauthorized purpose. You must not, in the use of the Services, violate any laws in your jurisdiction (including but not limited to copyright laws).
  • Know how our AI models work to help you better equip with trading environment and learning. (Learn More)

Account Registration

  • To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
  • You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or mobile device. You agree to accept responsibility for all activities that occur under your account or password.

Subscriptions and Payments

  • Some features of our Services may require a subscription or one-time payment. By purchasing a subscription, you agree to pay all applicable fees and taxes.
  • We reserve the right to change subscription fees or introduce new fees at any time, upon prior notice to you. If you do not agree with the change in fees, you may cancel your subscription.

Refund Policy

We value our customers and are committed to providing best research services. Our clients need to realize that we do not offer or commit a 100% guarantee or any return on our research recommendations regardless of the individual client's performance when they onboard for our services.
However, we follow a monthly pro-rated refund policy on our subscriptions pricing offered and client can opt for refund post completing end of a month from the date of invoice.
An Example. Once our quarterly services has been subscribed and a payment has been made for the same, it can't be canceled or refunded in middle of the month in any case. A refund will be issued for remaining balance monthly services left.

Disclaimer of Warranties

  • The information and analysis provided by invostock.ai are based on algorithms and models that may vary in accuracy. We do not guarantee the accuracy, completeness, or reliability of any information or analysis provided through our Services.
  • Your use of the Services is at your own risk. The Services are provided on an "as-is" and "as-available" basis, without any warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

  • To the maximum extent permitted by applicable law, Invos Research & Technology Private Limited, its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use of or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services.

Indemnification

You agree to indemnify, defend, and hold harmless Invos Research & Technology Private Limited, its affiliates, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from (i) your use of and access to the Services; (ii) your violation of any term of these Terms; (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

Termination

  • We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
  • Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Delhi, India, without regard to its conflict of law provisions. Any dispute arising from these Terms or the Services shall be resolved exclusively in the courts of [Your Jurisdiction].

Changes to Terms

  • We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
  • By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Services.

Contact Information

If you have any questions about these Terms, please contact us at compliance@invosresearch.com.